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A VA Loan is designed to offer long-term financing to American veterans. VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Department of Veterans Affairs. The VA determines eligibility and issues a certificate of eligibility (COE) to qualifying applicants to submit to their mortgage lender of choice.

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About Home Loans. VA helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy.

VA Lending Limits for Texas Cities Although VA guaranteed loans do not have a maximum dollar amount, lenders who sell their VA loans in the secondary market must limit the size of those loans to the maximums prescribed by GNMA (Ginnie Mae) which are listed below.

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Grab the Opportunity to Use VA Loan Programs in Houston. Whether you are considering purchasing or refinancing an existing VA mortgage loan, Clear Lending can help you. Simply complete our secure and encrypted Pre-Approval Form online and we will contact you right away to review the best options for you regarding VA loan programs in Houston.

As noted on the company’s website, The Texas mortgage pros offers various low-cost mortgage monetary aid for purchasing and refinancing of properties in Spring, San Antonio, Tomball, The Woodlands,

The VA assesses a funding fee to all its loans between 0.5% and 3%. The fee is added to the amount of the loan to be paid over the life of your VA home mortgage loan. VA loans are assumable as well by another individual, though conditions apply. The VA offers excellent qualifying standards for its mortgage loans and does not take into account.

United States Department of veterans affairs regional Office, Houston. skip to page content. Military borrowers are using their VA Home Loan benefit when purchasing a home because of key features not offered by other types of financing.

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