Your Mortgage Online Guaranteed Rate

Guaranteed Rate is a mortgage website you use to buy a home or refinance your existing mortgage. What makes the site unique is that it claims to be the only digital lender on the internet, which means they use an automated underwriting process to approve you (more on that later).

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Victor Ciardelli III launched Guaranteed Rate Inc. at the height of the dot-com boom as an online play in the traditional people-to-people business of mortgage lending. His company nearly perished.

Guaranteed Rate is a good starting point for highly qualified borrowers, with competitive mortgage rates and a strong online platform. Guaranteed Rate is a nationwide mortgage lender that specializes in financing purchase loans for more highly qualified borrowers.

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To help you choose an online mortgage lender, NerdWallet has picked some of the best out there in a variety of categories to help you get the home loan with the best mortgage rate, term and fees.

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Your online mortgage application with Sebonic Financial requires much less time than what some of the other best online mortgage lenders require. While some, such as Guaranteed Rate, require approximately ten to fifteen minutes of your time, your free custom rate quote can be completed within seconds, as advertised by Sebonic.

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Guaranteed Rate is the company we named as having the Best Online Experience in our Best VA Loans Guide.It is one of the nation’s largest retail mortgage lenders with an origination volume of $19 billion in 2017.

The additional fees – usually buried in the small print – can push loan costs up to 186 basis points above the advertised.

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At NerdWallet, we strive to help you make. the lowest rates for the most creditworthy borrowers. Eligibility for loans up to $40,000 depends on the information provided by the applicant in the.